XRP Payment Gateway
Accept XRP at checkout — without custody
Payments settle directly to your XRP wallet in 3–5 seconds. No chargebacks, no middleman holding your money, no percentage cut.
Why merchants pick XRP Market
Non-custodial by design
XRP settles directly to the merchant's own wallet address. We never hold your funds — not for a second.
3–5 second settlement
The XRP Ledger closes every 3–5 seconds. Orders flip to paid the moment a matching payment confirms on-ledger.
No chargebacks
Ledger payments are final. Refunds are your call, issued as a normal on-ledger payment.
Fractional network fees
A fraction of a cent per transaction, paid to the ledger. No percentage cut, no monthly minimum.
Storefront included
Get a full product catalog, checkout, orders dashboard, and reviews — not just a payment button.
Loyalty tokens built-in
Issue your own loyalty token on the XRP Ledger and reward customers automatically on every paid order.
How it works
Add your XRP wallet address
Paste your XRPL address in the storefront setup. That's the wallet buyers pay directly.
List products or a payment link
Upload products with XRP pricing, or generate a one-off payment request for invoices.
Get paid on-ledger
Buyers pay in XRP. We watch the ledger, verify the exact amount and destination, and mark the order paid.
Common questions
- How does an XRP payment gateway work?
- Buyers send XRP directly to your XRPL wallet. XRP Market watches the ledger for the exact payment and marks the order paid once it confirms — usually within 3–5 seconds. Funds never touch a third party.
- Do you custody merchant funds?
- No. Payments settle directly to your own XRP wallet. We have no ability to hold, freeze, or move your funds.
- Are there chargebacks?
- XRP Ledger payments are final. Refunds are entirely your call, issued as a normal on-ledger payment — no chargeback surface.
- What fees do you charge?
- Opening a storefront is free. Each XRP Ledger transaction costs a fraction of a cent in network fees, paid to the ledger — not to XRP Market.
Ready to accept XRP?
Open your storefront in minutes. No card details, no monthly fee.